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Terms of Use

Effective Date: October 6th 2025

Welcome to www.retraining.us ("we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, online courses, videos, and related digital materials (collectively, the “Services”). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not access or use our Services.

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1. Purpose of the Services

Our platform provides educational and preparatory content designed to help individuals prepare for professional real estate and/or mortgage licensing exams. The content is for educational purposes only and does not guarantee any specific outcome, including passing any state or national examination.

Unless otherwise stated, the materials provided are general in nature and may not include state-specific laws or regulations. Users are responsible for reviewing and complying with all applicable local and state licensing requirements.

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2. Eligibility and Permitted Use

You may use the Services only for lawful, personal, and non-commercial purposes. By using our Services, you represent that you are at least 18 years old or have reached the age of majority in your jurisdiction.

You agree not to:
• Reproduce, copy, distribute, sell, or publicly display any part of the Services or materials without our prior written consent.
• Share your login credentials or allow any third party to access your account.
• Circumvent, disable, or interfere with any security feature or access control.
• Use the Services in a manner that violates any applicable law, regulation, or third-party rights.

Violation of these terms may result in immediate suspension or termination of your account without refund.

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3. User Accounts

To access certain features, you may be required to register for an account. You agree to:
• Provide accurate, current, and complete information during registration.
• Keep your username and password confidential.
• Promptly notify us of any unauthorized access or breach of security.

We reserve the right to suspend or terminate accounts that provide false information or violate these Terms.

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4. Payments, Subscriptions, and Refunds

Certain features of the Services may require payment, including subscriptions or one-time purchases.
• Billing: By purchasing, you authorize us to charge your payment method for all applicable fees.
• Renewals: Subscription services automatically renew at the end of each billing period unless canceled before the renewal date.
• Refunds: All payments are non-refundable, except as expressly stated in writing or required by law.
• Cancellations: You may cancel your subscription at any time, but no prorated refunds will be issued for unused portions of the subscription term.

We reserve the right to change pricing, features, or subscription terms with reasonable notice.

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5. Intellectual Property

All materials, including videos, lessons, text, graphics, logos, and software, are the exclusive property of www.retraining.us or its licensors and are protected under applicable copyright, trademark, and intellectual property laws.

You are granted a limited, non-transferable, non-exclusive license to access the content for personal study purposes only. No ownership or intellectual property rights are transferred to you.

Any unauthorized use, copying, recording, or redistribution of the content — including sharing, reselling, or uploading it to any platform (e.g., YouTube, social media, or third-party courses) — is strictly prohibited and may result in legal action.

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6. Educational Disclaimer

The Services are provided for informational and educational purposes only. We do not provide legal, financial, or professional advice. Success in any licensing examination depends on multiple factors outside our control, including the user’s own effort, study habits, and test-taking ability.

We make no representation or warranty that use of our Services will guarantee passing any examination or obtaining any license.

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7. Limitation of Liability

To the fullest extent permitted by law, www.retraining.us and its affiliates, instructors, or representatives shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use or inability to use the Services.

Our total liability for any claim shall not exceed the amount paid by you for the Services during the twelve (12) months preceding the claim.

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8. Indemnification

You agree to indemnify and hold harmless www.retraining.us its officers, instructors, affiliates, and employees from any claims, losses, damages, or expenses (including reasonable attorneys’ fees) arising out of your violation of these Terms or misuse of the Services.

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9. Modifications

We may revise or update these Terms from time to time. Updates will be posted on this page with a new “Effective Date.” Continued use of the Services after any update constitutes your acceptance of the revised Terms.

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10. Termination

We reserve the right, at our sole discretion, to suspend or terminate your access to the Services at any time, without notice, for conduct that we believe violates these Terms or harms other users, us, or third parties.

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11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida.

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12. Contact Information

If you have questions about these Terms or your use of the Services, please contact us at:
Email: [email protected]